The Synchrony Music & Sound credit card provides a convenient way to unlock all your musical passions and make new musical memories.*
IMPACT TO YOUR CREDIT SCORE FIND A RETAILER THAT
ACCEPTS THE CARD HERE
The Music & Sound credit card is not accepted at all music retailers included in the locator. Ask yours for details.
From October 1-31, 2025 customers who open a
NEW SYNCHRONY MUSIC & SOUND CREDITCARD
and make a qualifying purchase can earn a:
statement credit^
when they make a qualifying single‑receipt purchase of $999 - $1998.99
statement credit^
when they make a qualifying single‑receipt purchase of $1,999 or more
You can use your Music & Sound credit card at 1000+ locations
Convenient monthly payments
Exclusive promotional financing options may be available*; see a music retailer near you for details
$0 fraud liability
The Music & Sound credit card is not accepted at all music retailers included in the locator. Ask yours for details.
*Subject to credit approval.
^Subject to credit approval. In order to qualify for this offer, you must open a new Synchrony Music & Sound credit card and use your new Synchrony Music & Sound credit card to make a qualifying single-receipt purchase of $999 or more to earn a $50 statement credit or $1,999 or more to earn a $100 statement credit (net purchases minus any returns or adjustments during the promotional period) between October 1 – 31, 2025. Qualifying purchase must post to your account by November 7, 2025. For accounts that qualify, a $50 or $100 statement credit will post to your account within 2 billing cycles after the promotion ends. Offer is valid for newly opened Synchrony Music & Sound accounts and only one $50 or $100 statement credit can be earned per account. Statement credit cannot be used to satisfy the required monthly payment on your Synchrony Music & Sound credit card account and may not be redeemed for cash or cash equivalent. Account must remain open, be in good standing, and not become delinquent at the time statement credit is applied. Accounts approved after October 31, 2025 are not eligible for this offer. If application is submitted during the offer period, but is approved outside of the offer period, cardholder will not be eligible for this offer.